Maine Bridge Loans For Commercial Real Estate

Maine Bridge Loans for Commercial Real Estate

Fast, Flexible Funding from a Trusted Portland-Based Lender

Need Capital to Close Fast? We’re Here to Help.

Call or text us directly at 207-944-6450 to speak with our loan expert!

Atlantic National Trust provides hard money bridge loans to investors, developers, and business owners across Maine who need speed, flexibility, and local expertise. Whether you're acquiring a property, refinancing, or funding a renovation or development project — we move quickly to get your deal closed.

Why Work With Atlantic?

Based in Portland, Maine – We understand the local market

Fast Closings – Close in as little as 5–10 business days (closing times may vary)

Flexible Terms – Loans from $50,000 to $5,000,000

All Commercial Asset Classes – Office, retail, multifamily, industrial, land

Creative Structures – Fix & flip, partner buyouts, construction loans, cash-out refinances

Loan Program Highlights

Loan Amounts: $50,000 to $5,000,000

Loan-to-Value: Up to 70%

Rates: Typically Prime + 6% (Currently 13.5%)

Terms: 12–24 months

Fees: 2 Points (points may vary)

Geographic Focus: Statewide in Maine, including Portland, Bangor, Augusta, Lewiston, Scarborough, Biddeford, and more

Common Deal Types We Fund

  • Real estate acquisitions

  • Renovations or construction projects

  • Refinance of maturing bank loans

  • Partner buyouts or estate settlements

  • Land development

Let’s Talk About Your Deal

Whether you’re buying a mixed-use building in Portland, renovating a retail strip in Biddeford, or need quick capital to secure a development site — we’re ready to move fast.

Get Prequalified Today

Call us directly at 207-944-6450 to speak with our loan expert.

Recent Maine Deals Closed

  • $1,000,000 bridge loan for real estate secured in Chebeague Island – Closed in 5 days

  • $200,000 rehab loan for real estate secured in Saco – Funded in under a week

  • $900,000 acquisition loan for real estate secured in Southern Maine – No bank delays

“Atlantic got our deal funded faster than any lender we’ve ever worked with. Their local insight and responsiveness made the difference.”

— Maine Developer & Repeat Client

About Atlantic National Trust

Founded in 1995, Atlantic National Trust is a private real estate investment and lending firm based on Portland, Maine’s historic waterfront. We specialize in commercial real estate finance, bridge lending, and creative capital solutions for clients across Maine and nationwide.